Need an appraisal for an FHA-backed mortgage? Call Bradley & Associates

The FHA retains of approved appraisers for each state - Bradley & Associates is on the roster of approved appraisers for TN. We're qualified and approved to do appraisal reports for FHA insured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your loan is FHA insured, that means that the loan has been guaranteed by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lender takes care of all the money in the loan; the FHA simply secures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are designed to help low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those purchasers with less accumulated funding.